At 100Finance, we are proud to be a registered financial credit provider with the National Credit Regulator (NCRCP 13109). For over 20 years, we have been helping South Africans take control of their finances by offering tailored solutions such as bonds, debt consolidation, building loans, business loans, and bridging finance. Our process is simple: we assess your debt situation, settle your outstanding accounts on your behalf, and structure a single, manageable repayment through your home loan. Our mission is to give you financial freedom by turning overwhelming debt into one affordable monthly payment, allowing you to breathe easier and build your future with confidence.
At 100FinanceGroup, we offer a range of trusted financial services designed to help you regain control of your finances. Whether you need help consolidating debt, securing a bond, funding your next business move, or covering short-term gaps with a bridging loan, our expert team is here to guide you every step of the way. With over 20 years of experience, we provide personalised support and real solutions — all built around your unique financial needs.
Access short-term funding to cover immediate costs while you wait for a property sale or payout.
Combine all your debts into one easy monthly payment and take back control of your finances.
Get the financing you need to purchase or refinance your home with flexible and affordable options.
Finance your construction project from the ground up with structured building loan solutions tailored to your timeline.
At 100FinanceGroup, we don’t just provide loans — we empower you with the knowledge to make smart financial decisions. We offer clear, straightforward education about the entire process, ensuring you fully understand your options every step of the way. Our goal is to help you not only solve your current financial challenges but also build lasting habits that prevent you from finding yourself in the same situation again.
The Finance Linked Individual Subsidy Program (FLISP) is a South African government initiative designed to help first-time homebuyers afford their own homes. If you qualify, the government provides a once-off subsidy that can be used as a deposit, to reduce your home loan amount, or to cover transfer and registration costs. This makes it easier to qualify for a bond and lowers your monthly repayments. To qualify, you must earn between R3,501 and R22,000 per month, have an approved home loan, and not have owned property before. FLISP aims to make homeownership more accessible and affordable for working South Africans.
